Monday, April 14, 2014

Factors To Consider When Looking For Foreclosure Defense Lawyer To Hire

By Anita Ortega


Foreclosure to your property can be one of the worst moments of your life. This is the process where bank or lender decides to reposes your home if you are unable to pay for it as agreed. As soon as you receive foreclosure notice, you should always take it as notification of lawsuit and prepare for defense. If the defense is strong enough; you will get favorable ruling. However, since most people hardly have know-how about foreclosure proceedings, they do not respond or fail to provide concrete response. This will lead to very harsh consequences including losing your home. The first step towards such a defense is to choose a competent foreclosure defense lawyer to be on your side for the entire case duration. Here is how to find such a solicitor.

Avoid making this very important decision based on advertisement alone. Yellow pages are always filled with ads all of which carry the same message. Remember that anyone can buy a slick ad even if they have never handled even a single foreclosure case. This is why your best approach would be to seek referrals. This way, you would be dealing with lawyers who have been tested and proven to be good. Some of the reliable sources of referrals include your friends, relatives, colleagues and other attorneys who are not foreclosure specialists.

The work of foreclosure defense attorney is too much specialized for someone who does not practice this on a regular basis. Because of this, you should always ensure that your potential attorney is a specialist. Do not settle on a solicitor who helped with your divorce or personal injury case thinking that he/she will be suitable.

It is also common sense that experienced attorneys would give you better services compared to beginners. As such, you should never hire any solicitor with less than five years of active practice under his belt. In fact, most non-reputable do not always last in this competitive field for over five years.

Another factor that must not escape your attention is the legal fee. This will of course vary depending on your location and the solicitor you are dealing with. As such, it is always advisable to comparison shop before making a choice. This will help you know the average charge in the area for attorney services. At the same time, you should also avoid extremely cheap attorneys. The extremely low charges may be a sign of low quality services.

You must also be certain that the solicitor is licensed for your state before hiring him/her. Apart from this being a legal requirement, it is also in the best of your interest. You can easily report a licensed solicitor for any malpractice than one who does not have license number.

Communication with your attorney will also be crucial as the case progresses. As such, look for a solicitor you can get along with well. Avoid lawyers who claim to be always busy.

On many occasions, people have lost their homes due to wrong choice of attorney. You can avoid this nightmare by simply making the right choice. So take your time and ensure that you make the right choice.




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